7 Things You’ll Never Regret Spending Money On
We all enjoy spending money, but not everything we spend our hard-earned money on adds value to our lives or gives us long-term pleasures. While it can be easy for many to fall into the trap of overspending, what are some of the things that you should be spending money on and not have any purchase-regret later on? What are the things that will enrich your life, increase your self-confidence, and truly make you happy? By evaluating your values and priorities and determining what makes you happy, you will know what’s worth spending your money on. Too often, people assume the purpose of their money is to simply buy whatever they want at any…
How to Save Your First $1000 & Boost Your Savings
Saving your first $1000 can seem intimidating, and a lot of people don’t have $1000 in their savings accounts to cover a sudden, unplanned expense. Fewer than 4 in 10 Americans have enough money set aside to cover an unexpected $1000 expense, such as a trip to the ER or car repairs, according to a new survey by Bankrate. Having even $1000 saved in your emergency fund can get you out of many financial scrapes. Knowing you have this safety cushion between you and life will make you way less reliant on your next paycheck. Many financial experts say that saving your first $1000 will give you a head-start in…
11 Reasons for Your Overspending (And How to Stop That)
More and more Americans are living beyond their means. A recent study showed that 80% of Americans are caught up in the chains of debt. That’s a huge number! To build wealth and achieve financial security, you simply need to spend less than you earn. But so many people do just the opposite! If left unchecked, overspending can become one of the fastest ways for us to end up in a bad financial situation. Sadly, now-a-days it’s becoming easier and easier to fall into this terrible habit, and many of us are guilty of this. So, what drives us to spend too much? Let’s find out. You don’t have a budget You might be overspending…
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