20 Ways to Drastically Simplify Your Financial Life
Are you looking for ways to simplify your financial life? Unfortunately, most people’s finances are too complicated which is not good. It impacts on other areas of their lives, too. If your financial life is complicated and messy, it leads to procrastination and a lot of stress. When you take steps to simplify your finances, you are likely to reduce costs, save more money, and increase your financial security, independence, and peace of mind. Here are 20 tips for how to simplify your financial life and take back control of your finances so you can spend more time and energy on things that truly matter! 1. Track your expenses Before you…
The Top Financial Goals That Will Simplify Your Life
The simplicity of your life largely depends on how you organize and manage your finances. Without setting some serious financial goals and having a plan to achieve them, you can’t really simplify your life much. Since money impacts so many aspects of your life, having financial goals can help shape your future by influencing the actions you take today. Financial goals will help you change your mindset, your habits, and your life. Whether you want to pay off your debt, save up to buy your first home, build an emergency fund, or jump start your retirement savings, you should have your top financial goals chalked out so you can work…
Smart Ways Minimalism Saves You Money and Improves Your Finances
A lot of people don’t notice but the truth is minimalism saves you money even when saving money is not your top priority, simplifying your life is. Minimalism is a conscious lifestyle choice that focuses on reducing the clutter in your life both in material possessions and in other distractions. People who embrace it find ways to eliminate the distractions from their lives, and it opens up more opportunities for them in other areas. Embracing minimalism does not mean that you stop spending money on things. But it can mean that you spend your money – intentionally, on other meaningful things instead of unnecessary stuff, and your focus may change from…
Intentional Living: 13 Simple Ways to Be Intentional Every Day
Are you tired of living your life on autopilot and looking for simple ways to be intentional in your every day life? Intentional living is a way of thinking about your life that’s purposeful and deliberate. You make intentional choices and conscious decisions to make sure that what you do each day enables you to focus on what really matters to you. Many people live their lives habitually – doing things without enjoying them. It’s hard for them to experience feelings of joy, happiness, and accomplishment because they are not intentional with their time, energy, space, or money. They feel like they are just going through the motions of life and not…
How to Stop Impulse Buying: 12 Tips to Curb Your Spending and Shop Intentionally
The enemy of our monthly budget and simple living is impulse buying. Retail marketers are trained in sneaky tactics that influence our urge to buy. Our personalities, mindsets, and moods can also lead to impulse shopping. In an article in Psychology Today, psychologist Ian Zimmerman said impulse buying is often connected to anxiety, unhappiness, and the desire for social acceptance. No matter your trigger, it’s important to become more intentional about your spending habits. Imagine how much better off your finances would be if you saved every dollar you carelessly spent on stuff you don’t really need. Furthermore, impulse buying prevents you from creating good and lasting financial habits. If you…
14 Essential Decluttering Questions You Need to Ask Yourself
Now you might be thinking – what are decluttering questions and what’s so special about them! Well, decluttering your home is no fun. It can be a difficult and stressful task – emotionally, mentally, and physically. What makes it so hard at times is that decluttering isn’t just about your material possessions, it’s also about your emotional baggage and unfinished business. Regardless of your desire to simplify your home and life, your attachment to your possessions can make it difficult or nearly impossible to let them go. Part of the challenge is that we tend to ask ourselves the wrong decluttering questions when deciding what to keep and what to let go. We…