• impulse buying
    Personal Finance,  Simple Living

    How to Stop Impulse Buying: 12 Tips to Curb Your Spending and Shop Intentionally

    The enemy of our monthly budget and simple living is impulse buying. Retail marketers are trained in sneaky tactics that influence our urge to buy. Our personalities, mindsets, and moods can also lead to impulse shopping. In an article in Psychology Today, psychologist Ian Zimmerman said impulse buying is often connected to anxiety, unhappiness, and the desire for social acceptance. No matter your trigger, it’s important to become more intentional about your spending habits. Imagine how much better off your finances would be if you saved every dollar you carelessly spent on stuff you don’t really need. Furthermore, impulse buying prevents you from creating good and lasting financial habits. If you…

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  • save money
    Personal Finance

    52 Easy Ways to Save Money and Build Wealth

    Many people feel overwhelmed about how to save money. While spending money is something we all can do very well, saving money needs careful thoughts, planning, efforts, and some changes in our habits. Not that many people find this exciting. About 65% of Americans save very little money or nothing at all. About 1 in 5 Americans or 20% of American people are not saving any money from their annual income. Some people think it needs a lot of sacrifice to come up with some extra money to save. But in reality, saving money doesn’t always need sacrifices. More than sacrifices, it needs understanding of your finances and a little…

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  • Personal Finance

    21 Silly Things You Are Wasting Money On

    There might be some things or services you spend money on regularly without actually realizing that that’s the money you are wasting. Imagine saving couple of hundred dollars each month for a year, and see what number you come up with. Surprised? Money is great to have as long as you manage and spend it wisely. Money can buy freedom and options that allow you time and extra cash to spend on meaningful pursuits or things that bring you happiness and long-term pleasure. But most of us don’t manage our money well. And we don’t even realize how we waste it. More than 8 of 10 Americans admit to wasting money,…

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