Financial Freedom: 10 Helpful Ways to Achieve It
Who amongst us doesn’t want financial freedom? We all do, but are we all taking the proper steps towards it? Attaining financial freedom is a goal for many people, but unfortunately, not that many people manage to achieve it. The reality is, for most people, financial freedom doesn’t just come automatically. One needs to do careful planning and put efforts into improving their finances. We spend a lot of time planning for many things, such as our education, careers, marriages, and having kids, but sadly, many of us fail to make a practical plan to achieve our important financial goals, such as financial freedom. This post contains affiliate links, meaning…
Think Before You Spend: 12 Essential Questions to Ask Yourself Before Buying Anything New
If you’re trying to adopt minimalism and simple living, or working towards attaining financial freedom and accomplishing your long-term goals, you should be intentional with your money and always ask a few helpful questions to yourself before buying any new stuff and adding that to your material possession. So often we buy things thinking we “need” that, only to find out later that it’s not really something that we use often, or that we truly need. We waste a lot of money on mindless purchases, and thus, also collect clutter in our homes. While shopping, you should deliberately make sure that your motivation behind every purchase is to add…
How to Save Your First $1000 & Boost Your Savings
Saving your first $1000 can seem intimidating, and a lot of people don’t have $1000 in their savings accounts to cover a sudden, unplanned expense. Fewer than 4 in 10 Americans have enough money set aside to cover an unexpected $1000 expense, such as a trip to the ER or car repairs, according to a new survey by Bankrate. Having even $1000 saved in your emergency fund can get you out of many financial scrapes. Knowing you have this safety cushion between you and life will make you way less reliant on your next paycheck. Many financial experts say that saving your first $1000 will give you a head-start in…
13 Smart Habits of Debt-free People You Should Adopt
If you’re planning to get debt-free or trying to stay debt-free, it’s always good to be inspired. Look at people you know who are already living debt-free lives and enjoying financial freedom. Whether it’s a friend, family member, or co-worker, the person you’re thinking of probably shares similar qualities with other debt-free people. Debt-free people aren’t necessarily wealthy. They are the people who are willing to utilize the resources they have, financial or otherwise, to pay off debt or avoid it altogether. If you want to be debt-free, you need to change your lifestyle and shift your mindset about money. It’s not going to be that easy, but once you…
12 Bad Habits That Are Keeping You Poor
Many Americans clearly lack expertise and wisdom in managing their own finances and end up broke for month after month. That leaves many people poor, even if their income puts them well above the poverty line. Yes, even if you’re earning a good salary or making decent money, you might still be living paycheck to paycheck. According to a recent survey from SunTrust Banks, Inc,- a third of higher-income households — those that bring in $75,000 or more a year — live paycheck to paycheck. There are certain bad habits that are keeping you broke and poor year after year, and in this article we will talk about that. When you’re…
Best Frugal Living Tips to Save a Lot of Money
Frugal living means being intentional with your spending and focusing on a few financial priorities. A consumer who wants to live frugally should think about their important goals and how changing their finances can help them reach that goal. In this post, I’m going to share some practical frugal living tips with you that can save you a lot of money and improve your financial health. People embrace frugality for various reasons. For some, it could be that they are going through financial hardship, and for others, it may be that they want to cut down their expenses to save more money. A good way to start living frugally is to…
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