• Personal Finance

    21 Silly Things You Are Wasting Money On

    There might be some things or services you spend money on regularly without actually realizing that that’s the money you are wasting. Imagine saving couple of hundred dollars each month for a year, and see what number you come up with. Surprised? Money is great to have as long as you manage and spend it wisely. Money can buy freedom and options that allow you time and extra cash to spend on meaningful pursuits or things that bring you happiness and long-term pleasure. But most of us don’t manage our money well. And we don’t even realize how we waste it. More than 8 of 10 Americans admit to wasting money,…

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  • emergency fund
    Personal Finance

    An Emergency Fund And Your Peace of Mind

    Having an emergency fund is probably the most important step toward attaining financial freedom and some peace of mind. It is the foundation of your family’s finance. An emergency fund is not something extra or optional but a necessity for you or your family’s financial well-being. Having a healthy emergency fund is now more important than ever. The recent Coronavirus outbreak has shown us the importance of having an emergency fund and the difference it makes when a crisis hits. The economic fallout caused by the Coronavirus pandemic has been swift, with investors, service-industry workers, retailers, and small business owners taking an especially hard hit while the rest suffered from some…

  • one income
    Personal Finance

    How You Can Afford to Live on ONE Income Comfortably

    In today’s crazy world, living on one income comfortably seems like an impossible dream for many couples. Some people want to leave their jobs and live on one income so they can be a full-time stay at home parent to prepare for a new baby, or to care for their young kids, or to pursue a dream. Many want to adopt a simpler and less stressful lifestyle without having to worry about money, but can’t afford to do so. The daily grind of being a two-career family with kids can be exhausting, stressful, and expensive. Many families with young children would prefer living on one income so they can spend…