12 Bad Habits That Are Keeping You Poor
Many Americans clearly lack expertise and wisdom in managing their own finances and end up broke for month after month. That leaves many people poor, even if their income puts them well above the poverty line. Yes, even if you’re earning a good salary or making decent money, you might still be living paycheck to paycheck. According to a recent survey from SunTrust Banks, Inc,- a third of higher-income households — those that bring in $75,000 or more a year — live paycheck to paycheck. There are certain bad habits that are keeping you broke and poor year after year, and in this article we will talk about that. When you’re…
Best Frugal Living Tips to Save a Lot of Money
Frugal living means being intentional with your spending and focusing on a few financial priorities. A consumer who wants to live frugally should think about their important goals and how changing their finances can help them reach that goal. In this post, I’m going to share some practical frugal living tips with you that can save you a lot of money and improve your financial health. People embrace frugality for various reasons. For some, it could be that they are going through financial hardship, and for others, it may be that they want to cut down their expenses to save more money. A good way to start living frugally is to…
11 Amazing Benefits of Frugal Living That Can Make Life Easier
To many people frugality doesn’t seem that appealing. Between couponing, pinching pennies, and budgeting, some people might view it as a restrictive, burdensome lifestyle. But, frugal living isn’t about being stingy; it’s about being resourceful and intentional with your money. And truthfully, frugal living has all sorts of benefits that can make your life simpler and easier. Most people confuse frugality with being cheap and living a life of deprivation because they believe the more money they earn the more they should spend. Well, honestly – when you take your first steps into frugal living, you can find it a difficult lifestyle to adopt and adjust. When you have spent…
20 Ways to Drastically Simplify Your Financial Life
Are you looking for ways to simplify your financial life? Unfortunately, most people’s finances are too complicated which is not good. It impacts on other areas of their lives, too. If your financial life is complicated and messy, it leads to procrastination and a lot of stress. When you take steps to simplify your finances, you are likely to reduce costs, save more money, and increase your financial security, independence, and peace of mind. Here are 20 tips for how to simplify your financial life and take back control of your finances so you can spend more time and energy on things that truly matter! 1. Track your expenses Before you…
The Top Financial Goals That Will Simplify Your Life
The simplicity of your life largely depends on how you organize and manage your finances. Without setting some serious financial goals and having a plan to achieve them, you can’t really simplify your life much. Since money impacts so many aspects of your life, having financial goals can help shape your future by influencing the actions you take today. Financial goals will help you change your mindset, your habits, and your life. Whether you want to pay off your debt, save up to buy your first home, build an emergency fund, or jump start your retirement savings, you should have your top financial goals chalked out so you can work…
Tax Refund: How to Make the Most of Your Extra Money
It’s February, and soon you’re getting a tax refund from Uncle Sam. According to the IRS, the average tax refund is $3,120, and most people receive the money within three weeks of filing their returns. That’s a nice chunk of extra money. While it may be tempting to buy a new car, splurge on latest gadgets, or upgrade your furniture or wardrobe, it’s a better idea to spend that money wisely so you can achieve financial freedom, enjoy peace of mind, improve your quality of life, and save more money in the long run. Much of your financial and mental well-being depends on how well you manage your money. Here are 11…
Privacy Overview
This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.
Strictly Necessary Cookies
Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings.
If you disable this cookie, we will not be able to save your preferences. This means that every time you visit this website you will need to enable or disable cookies again.
Cookie Policy
More information about our Cookie Policy.