13 Smart Habits of Debt-free People You Should Adopt
If you’re planning to get debt-free or trying to stay debt-free, it’s always good to be inspired. Look at people you know who are already living debt-free lives and enjoying financial freedom. Whether it’s a friend, family member, or co-worker, the person you’re thinking of probably shares similar qualities with other debt-free people. Debt-free people aren’t necessarily wealthy. They are the people who are willing to utilize the resources they have, financial or otherwise, to pay off debt or avoid it altogether. If you want to be debt-free, you need to change your lifestyle and shift your mindset about money. It’s not going to be that easy, but once you…
6 Kinds of Savings You Need to Boost Your Happiness
They say, “Money can’t buy you happiness”, but it can certainly buy you peace of mind and better physical and emotional health which can eventually boost your happiness. How? Money is a leading cause of stress and anxiety, and there is no arguing that. Our ever-changing financial situation worries us more than our work/job, family, and even our health. According to the American Psychological Association (APA), financial stress is the top cause of stress for Americans. And it’s a well-known fact that stress affects our health and well-being seriously, and is also believed to contribute to poor decision-making. But if you have the right kinds of savings that you need, you can…
11 Reasons for Your Overspending (And How to Stop That)
More and more Americans are living beyond their means. A recent study showed that 80% of Americans are caught up in the chains of debt. That’s a huge number! To build wealth and achieve financial security, you simply need to spend less than you earn. But so many people do just the opposite! If left unchecked, overspending can become one of the fastest ways for us to end up in a bad financial situation. Sadly, now-a-days it’s becoming easier and easier to fall into this terrible habit, and many of us are guilty of this. So, what drives us to spend too much? Let’s find out. You don’t have a budget You might be overspending…
25 Good Financial Habits for Budgeting, Saving, and Building Wealth
If you want to achieve financial freedom and security, you need to learn good money management skills, and that’s not possible if you don’t form some healthy financial habits to begin with. When it comes to personal finance, every decision you make, reinforces a financial habit. Your financial stability depends on whether those habits are good or bad. Habits can form without a person intending to develop them, but they can also be deliberately cultivated or eliminated — to better suit one’s personal goals. In this article, I’m going to cover 25 good financial habits that will help you improve your finances and build wealth. 25 Good Financial Habits to Improve Your Finances: This post contains affiliate links.…
Smart Ways Minimalism Saves You Money and Improves Your Finances
A lot of people don’t notice but the truth is minimalism saves you money even when saving money is not your top priority, simplifying your life is. Minimalism is a conscious lifestyle choice that focuses on reducing the clutter in your life both in material possessions and in other distractions. People who embrace it find ways to eliminate the distractions from their lives, and it opens up more opportunities for them in other areas. Embracing minimalism does not mean that you stop spending money on things. But it can mean that you spend your money – intentionally, on other meaningful things instead of unnecessary stuff, and your focus may change from…
How to Stop Living Paycheck to Paycheck
Living paycheck to paycheck is a common reality for so many people these days. If you are working like crazy to support yourself and your family, and still barely getting by, you might feel better to know that you are far from alone. As many as 78% of American full-time workers are living paycheck to paycheck to make ends meet, according to a 2017 survey done by CareerBuilder.com, a leading job site. According to this same survey: Nearly one in 10 workers making $100,000+ live paycheck to paycheck More than 1 in 4 workers do not set aside any savings each month Nearly 3 in 4 workers say they are…
Privacy Overview
This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.
Strictly Necessary Cookies
Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings.
If you disable this cookie, we will not be able to save your preferences. This means that every time you visit this website you will need to enable or disable cookies again.
Cookie Policy
More information about our Cookie Policy.