6 Kinds of Savings You Need to Boost Your Happiness
They say, “Money can’t buy you happiness”, but it can certainly buy you peace of mind and better physical and emotional health which can eventually boost your happiness. How? Money is a leading cause of stress and anxiety, and there is no arguing that. Our ever-changing financial situation worries us more than our work/job, family, and even our health. According to the American Psychological Association (APA), financial stress is the top cause of stress for Americans. And it’s a well-known fact that stress affects our health and well-being seriously, and is also believed to contribute to poor decision-making. But if you have the right kinds of savings that you need, you can…
11 Reasons for Your Overspending (And How to Stop That)
More and more Americans are living beyond their means. A recent study showed that 80% of Americans are caught up in the chains of debt. That’s a huge number! To build wealth and achieve financial security, you simply need to spend less than you earn. But so many people do just the opposite! If left unchecked, overspending can become one of the fastest ways for us to end up in a bad financial situation. Sadly, now-a-days it’s becoming easier and easier to fall into this terrible habit, and many of us are guilty of this. So, what drives us to spend too much? Let’s find out. You don’t have a budget You might be overspending…
15 Great Habits of Organized People That Will Change Your Life
Being organized is a quality that can simplify your life and may lead to feeling more in control and having more mental and physical energy. Ever wondered what’s the secret of a super organized, neat person? Well, there are certain habits that most organized people commonly share. And if you think you are a very disorganized person, you, too, can cultivate these traits and become organized! With some people it just comes more naturally, but with a little efforts it can be cultivated for sure. Being an organized person isn’t that hard at all. It’s really all about forming some healthy habits you can stick with. Here are the fifteen essential habits…
25 Good Financial Habits for Budgeting, Saving, and Building Wealth
If you want to achieve financial freedom and security, you need to learn good money management skills, and that’s not possible if you don’t form some healthy financial habits to begin with. When it comes to personal finance, every decision you make, reinforces a financial habit. Your financial stability depends on whether those habits are good or bad. Habits can form without a person intending to develop them, but they can also be deliberately cultivated or eliminated — to better suit one’s personal goals. In this article, I’m going to cover 25 good financial habits that will help you improve your finances and build wealth. 25 Good Financial Habits to Improve Your Finances: This post contains affiliate links.…
Slow Living: 17 Tips to Help You Slow Down and Enjoy Your Life
We live in a world that offers us more choices and more freedom than ever before. But a world where we are free to choose our own ways and every choice we make traces back to us can leave us feeling overwhelmed at the implications of all of our decisions. As Ezra Taft Benson said in his famous quote: “You are free to choose, but you are not free to alter the consequences of your decisions.” That’s why, sometimes, we just need to slow down and enjoy life. We need to breathe, relax, and savor the moments that will soon disappear. When you intentionally slow down your days and your life,…
5 Things You Gain When You Live With Less
When you decide to simplify your life and choose to live with less, you not only get rid of things that don’t add value to your life, but also you gain things of greater value by letting go of the unnecessary and choosing to own less. And that is the best part of simplifying your life. When you are willing to let go of the clutter, the excess, the distractions, and the constant busyness, you gain these 5 precious things: more time, more space, more clarity, more freedom, and ultimately more peace of mind. It is important that you shift your focus to what you gain by choosing to live with less and not…
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