13 Smart Habits of Debt-free People You Should Adopt
If you’re planning to get debt-free or trying to stay debt-free, it’s always good to be inspired. Look at people you know who are already living debt-free lives and enjoying financial freedom. Whether it’s a friend, family member, or co-worker, the person you’re thinking of probably shares similar qualities with other debt-free people. Debt-free people aren’t necessarily wealthy. They are the people who are willing to utilize the resources they have, financial or otherwise, to pay off debt or avoid it altogether. If you want to be debt-free, you need to change your lifestyle and shift your mindset about money. It’s not going to be that easy, but once you…
12 Bad Habits That Are Keeping You Poor
Many Americans clearly lack expertise and wisdom in managing their own finances and end up broke for month after month. That leaves many people poor, even if their income puts them well above the poverty line. Yes, even if you’re earning a good salary or making decent money, you might still be living paycheck to paycheck. According to a recent survey from SunTrust Banks, Inc,- a third of higher-income households — those that bring in $75,000 or more a year — live paycheck to paycheck. There are certain bad habits that are keeping you broke and poor year after year, and in this article we will talk about that. When you’re…
26 Things to Do to Make Your Life Easier
Often we tend to make things more complex than necessary. With complexity comes unnecessary difficulty, stress, and conflicts. When you make your life easier, you make room for what is important and meaningful, reduce your stress, improve the quality of your relationships, and enjoy life more. Here are some effective things you can do to make your everyday life easier. Try them out for yourself and see which ones work for you. 1. Be intentional with your time Be intentional with your time and spend it wisely. When many of us say that our life is too complicated, what we actually mean is that we’re just too busy. If you can find ways…
Best Frugal Living Tips to Save a Lot of Money
Frugal living means being intentional with your spending and focusing on a few financial priorities. A consumer who wants to live frugally should think about their important goals and how changing their finances can help them reach that goal. In this post, I’m going to share some practical frugal living tips with you that can save you a lot of money and improve your financial health. People embrace frugality for various reasons. For some, it could be that they are going through financial hardship, and for others, it may be that they want to cut down their expenses to save more money. A good way to start living frugally is to…
The Decluttering Mistakes You Shouldn’t Make
When it comes to decluttering, we all talk about what to do and how to do it, but it’s also important to discuss and know what not to do with regard to decluttering that can create problems and delay the whole process. In this post, I have identified some common decluttering mistakes that are obstacles to successful decluttering. These mistakes can sabotage even the most well-intended efforts, and keep you from reaching your goals. Decluttering Mistakes You Need to Stop Making: Being indecisive “CLUTTER IS NOTHING MORE THAN POSTPONED DECISIONS” – clutter expert Barbara Hemphill Yes, when we don’t make a timely decision about our stuff, clutter grows! Waiting for the…
11 Amazing Benefits of Frugal Living That Can Make Life Easier
To many people frugality doesn’t seem that appealing. Between couponing, pinching pennies, and budgeting, some people might view it as a restrictive, burdensome lifestyle. But, frugal living isn’t about being stingy; it’s about being resourceful and intentional with your money. And truthfully, frugal living has all sorts of benefits that can make your life simpler and easier. Most people confuse frugality with being cheap and living a life of deprivation because they believe the more money they earn the more they should spend. Well, honestly – when you take your first steps into frugal living, you can find it a difficult lifestyle to adopt and adjust. When you have spent…
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